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Planar works every overdue account end to end, in your customer's language.
You only pay on what it recovers.

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Built in Johannesburg for South African lenders.

Needs you

Live demo · sample lender

Today

Work yesterday's failed debit orders.

On it. 1,214 accounts. By 06:00: 412 paid R318,400 380 plans agreed 12 need you.
Tell Planar what to do
Needs you
  • Pieter v.d. MerweR3,100

    Wants to settle for R2,600.
    Your rule allows 20% off.

  • Johan B.

    Says he paid on the 3rd,
    proof attached.

  • Nomsa D.R1,850

    Lost a job in October.
    Asks to pause 2 months.

Planar is working on
  • 1,284 conversations right now
  • R318,400 collected today

Thabo N.

Status
Overdue
Balance
R2,400 overdue
Loan
LN-20418
Worked by
Planar

Activity

  1. Debit order failed25 Sep
  2. Promised R600 on the 30th26 Sep
  3. Promise broken30 Sep
  4. Followed up01 Oct 08:00
  5. Promised Friday 3rd01 Oct

Collect from everyone who missed the 25th
Missed the 25th12,438 accounts
  • Pieter v.d. MerweR3,100
  • Ayesha KhanR2,600
  • Thabo NdlovuR1,850
  • Nomsa DlaminiR4,200
Your whole book
Go easy on anyone who lost their job

Planar 10:14

Sorry about your job. We can make your plan smaller: R200 a week from Friday. Does that work?

Customer 10:16

Ngiyabonga, ngizokhokha ngoLwesihlanu.

isiZulu: Thank you, I'll pay on Friday.

In their language
Move their debit orders to payday

Thabo Ndlovu

#7843291

Active
Debit order: 25th → 1st Updated
Amount
R1,850
Next debit order
1st of each month
Status
Active
Does the admin

Everything it weighed, in 1.1 seconds.

Sipho MthembuCustomer

Eish, I lost my job last week. I can't pay this month.

  • Heard: he lost his job. Real hardship, not a dodge.
  • Remembered: 14 payments on time, always on the 28th.
  • Weighed three plans: a pause, then R250 a week, fits his payday best.
  • Checked your rules: inside your hardship limits and contact hours.

Sorry to hear that, Sipho. Let's pause this month and start R250 a week from the 7th. Shall I set that up?

Yes please.

Every morning at

06:00

your report.

  1. Send yesterday's failed payments.
  2. It works every account overnight.
  3. Money lands in your account.

Works inside the loan software you already run:

ACPAS, Webfin, Delfin, MAXMONEY and other product names on this page belong to their owners. Planar is not affiliated with, endorsed by or a partner of them. Planar works through a login the lender creates and the lender's own files.

No monthly fee. No setup fee.

October statement · Umoya Credit (sample)
Recovered for youR250,000
  • Fresh arrearsR160,000 × 8%R12,800
  • 1 to 3 monthsR60,000 × 15%R9,000
  • Older debtR30,000 × 25%R7,500
Planar's shareR29,300
You keepR220,700

How Planar handles your data

SettingsRules

  • All contactPlanar is working every account.
  • Most discount
  • Contact hours07:0020:00
  • Settlements
  • Payments go toYour bank accountPlanar never holds the money
  • Activity log1,214 actions today

  1. Send last month's failed payments.

  2. See who to work first.

  3. Agree a live test.

Accounts in arrears

No customer is contacted during the audit.

Sample audit

Here's last month's failed payments.

failed-payments-october.csv· 1,214 rows

Read 1,214 accounts100%

Three things stand out.

218 bounced only because payday moved.

412 I can start working tomorrow.

R612,000 looks recoverable in 60 days.

Audit report.pdfWork-first list.csv
Start a live test on 600 accounts

Company

Built in Johannesburg for the next billion customers.

An AI workforce for companies serving emerging-market customers. Starting with collections for South African lenders. First pilots open now.

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